Just Sold Your Company? Now Where Do You Invest Your Money?

More and more startups are emerging on the scene and garnering success, and just as many are being sold off to larger companies for an impressive amount every year.

If your startup is one of these, you now have an important question: where do you invest your money?

It’s important to make sure your hard earnings continue to pay off, which is why you should carefully decide what to invest in and how.

This post details three major options.

Investing in Other Startups

Startup investing has become more accessible to everyone in recent years, with a wide variety of options for moving forward, such as:

  • Leveraging personal relationships with other entrepreneurs to invest
  • Making direct investments through venture investing platforms
  • Attending pitch events
  • Investing through your IRA or self-directed 401K
  • Following other investors and joining a syndicate on AngelList

Amazingly, a whopping 90% of all startups fail, making the idea of investing in them seem like risky business.

However it’s important to remember that the vast majority of startups are either self funded, or backed by loans, friends and family. Only 3% raise money through crowdfunding and 1% get venture capital.

And say you managed to invest in companies like Amazon, Apple or Microsoft before they went IPO. You’d be a million dollars richer today. So if you pay attention to the important characteristics that make a promising startup, you’ll likely find that your investing success rates are much better than the overall numbers.

Investing in Real Estate

Real estate investing also offers many valuable options to suit your specific needs and investment interests. You can start small by investing in basic rental properties that you rent out to others, however you’re responsible for paying the mortgage, taxes, and other maintenance costs.

Or you can dive further into the business by:

  • Joining real estate investment groups
  • Starting real estate trading (buying and selling properties after short periods of time)
  • Participating in a real estate investment trust (REIT) — This is where a corporation uses your money to purchase and operate properties for income

Your chances of a positive return with real estate investing makes it a much safer option than other startups. How well you do will depend on the country/state you’re buying and selling in, but barring major damages to property value, your chances of ROI are pretty good.

Recent research by Realty Mogul showed that the average return on real estate equity syndications is about 7.7%. And there are some advantages of investing in real estate compared to other options.

For one, you have leverage. Mortgages don’t require you pay the full value of the property, much unlike stocks. Down Payments can range from 5 to 25%, meaning that you can start earning profit on your property without actually completing the purchase.

Investing in Stocks

Investing in stocks is another area that has become increasingly accessible for regular people. But your payoff with this method will mostly depend on how much risk you’re willing to take. Low-risk investments tend to offer slow, steady returns over long periods of time. Higher-risk investments with binary options broker like Nadex can result in big wins and big losses. Having a diversified stock portfolio can help you reduce risk.

The Great Recession of 2008-2009 resulted in more than a 30% portfolio hit for most investors, so there are some big risks with investing in any kind of stocks. But if you stick with it for the long run, you can accumulate a lot of many.

Say, for example, you invest $8,000 per year. This will grow at an annual average of 8%, making it possible to accumulate nearly a million dollars over a 30 year period.

A few investment options include:

  • Stocks & Bonds — A stock is a piece of direct ownership of a business, while a bond is a loan
  • Mutual Funds — These allow investors to pool money to help increase their purchasing power
  • Exchange Traded Fund (ETF) — Another investment tool based on the law of one price

Conclusion

You have a lot of options when it comes to investing your earnings. But if you want to make the most out of it, you need to make an informed decision based on the risks and benefits of each.

No matter if you invest in stocks, other startups or real estate, be sure to thoroughly vet each investment for viability and long term profitability.

10 Rules to get rich.

Over the last few years, I’ve really given a lot of thought to what it takes to get rich and grow wealth. I’ve spoken with countless millionaires, I’ve coached clients through my programs, I’ve helped people on my forums, and I’ve responded to over 5,000 reader comments on this site. In each instance, there are common themes that are either helping the person grow wealth, or preventing the person from getting rich.

Being rich doesn’t always mean having money, but 90% of the time it does. However, there are habits, behaviors, and “rules” essentially, that will allow you to get rich and grow wealth. It’s not an overnight process. There aren’t any get rich quick schemes here.

What you’re going to read below are my ten rules for getting rich and growing wealth – over time.

Rule #1 – You Have To Earn It (Your Money, Your Wealth)
If you want to get rich and grow wealth, you have to earn it. There’s no way you’re going to get to what you want and where you want to be if you’re not trying to get there.

With money, this is pretty darn straightforward. You want money? Get out there and start making it. Get a job. Get a second job. Get a third job. Start side hustling and doing side projects to make more money. Are you in college? Get a side job in college to pay for school.
The bottom line is, if you want to grow wealth, you have to earn income. There are potentially thousands of ways to earn income, and you need to find the most that you can do and get to work. There is nobody stopping you. There’s nothing in your life preventing you. The only roadblock to you earning more is yourself.

So, stop with the excuses and focus on rule #1 to get started – you have to earn your wealth.

Rule #2 – You Need To Save Until It Hurts
The second rule to getting rich is saving. It’s not enough to just earn money – you have to save it as well. Otherwise you’ll just end up like any number of famous celebrities who’ve gone bankrupt. Income alone just doesn’t cut it. You have to save.

But the real “rule” to get rich here is saving until it hurts. How much is that? Well, if you’re not hurting yet, it’s not enough.

For example, last year, I saved roughly 40% of my after-tax income. Sounds like a lot, doesn’t it? But there are plenty of people out there that are saving more – many over 50% of their income if not more.

The truth is, following Rule #1 makes this rule easier. The more income you have, the easier it is to save more. But even on lower incomes, you can still save. Here are 15 ways to save an additional $500 per month. Boom!

Rule #3 – You Need To Optimize Your Spending
The third rule to grow wealth is to optimize your spending. I’m not one to judge your spending – spend more or spend less. My personal belief is you should buy whatever you want – just earn more money so you can afford it.
But no matter what, truly wealthy people optimize their spending. This means they find good deals – even if they are going to buy a Ferrari, you can bet they searched around for a deal and negotiated the price.

The trick here is to simply spend wisely – especially on your biggest expenses. For most people, this could be cars, insurance, healthcare, and more. Too many people here just opt for “whatever” or don’t think about what the choices really are. Wealthy people stop, think, and elect a choice that maximizes their benefits while minimizing their expenses.

So, if you’re ready to grow wealth, start identifying and optimizing your spending.

Rule #4 – You Must Put Your Money To Work For You
The fourth rule is that you have to put your money to work for you. Earning it is your part of the heavy lifting. You need your money and the power of compound interest to work together over time to grow wealth for you.

What does this mean? It means that you need to invest. Why? Because the average inflation-adjusted return for the S&P500 for the last 60 years has been 7%.

You need your money to grow and earn you more money. You need to start building income streams with your money. The goal is that your hard work up front can help you build passive income streams for the future.

Do you want to earn $50,000 per year without working? Here’s a simple breakdown of how to make your money work to do it for you. It’s all about making your money work for you, not against you.

Rule #5 – You Need To Marry Smart
The fifth rule for building wealth is to marry smart. Why? Because a great spouse can be a huge force multiplier when it comes to building wealth, while at the same time the biggest destroyer of wealth is divorce. In fact, a recent study found that divorce destroys 75% of personal net worth.

On the building wealth front, a great duo can earn together, accumulate together, and watch their double-earnings compound over time. That’s a huge force multiplier for building wealth. The interest on $2 is always higher than the interest on $1.

However, divorce has the potential to ruin financial lives if you didn’t marry smart. Beyond dividing things 50/50, there can be lawyer fees and more. Plus, compound interest now only has a small amount to work with – so it just grows slower.

The fact is, though, that according to the American Psychological Association, 40-50% of marriages end in divorce in the United States. That doesn’t mean that divorce has to be a financial disaster. If you married smart to begin with, hopefully your ex-spouse will also be financially savvy when it comes to divorce and you can work things out as amicably as possible.

Rule #6 – You Always Need To Minimize Your Taxes
The sixth rule for getting rich is always be minimizing your tax liability. No matter your income level, you always need to be thinking about how to minimize your taxes. Taxes can prevent you realizing wealth over time because they consistently eat away at your income and investment returns.

For example, the S&P 500 posted an average annual nominal return over the last 30 years of 11.09%. However, after taking into account taxes, fees, and inflation, the real return an investor would have seen would have only been 5.97% according to this report. That’s 46% of your return eliminated by taxes, fees, and inflation.

However, there are many actions you can take to minimize your taxes. First, take advantage of tax deferred investment accounts. Max out your 401k or 403b, take advantage of an Individual Retirement Account (IRA), leverage a Health Spending Account (HSA).

If you don’t want to give up your wealth to the government, then taxes should be near the top of your mind when making any money decision.

Rule #7 – Insure Yourself And Protect Your Family
The seventh rule for getting rich and building wealth is that you need to insure yourself to protect your wealth and your family. I’m not even talking about life insurance here – I’m talking about making sure that you have health insurance and disability insurance.

In the last year, I’ve had two coaching clients that have been impacted by health issues they weren’t prepared for, and they’ve become financially jeopardized by them because they didn’t prepare. I’ve also had another several instances of people becoming disabled to the point they or their family member couldn’t work any longer. The result? Financial peril.

The time to insure yourself is when everything is going well. Every person who wants to build wealth and get rich needs to have, at a minimum:

Health Insurance
Life Insurance
Short Term and Long Term Disability
Don’t watch all of the money you have accrued go away in a moment.

Rule #8 – You Need To Take Care Of Yourself First
The eighth rule of building wealth is to take care of yourself first. This isn’t as much of a money rule as a life rule.

When you fly on an airplane, the flight attendant always does their safety speech where they remind you to put your oxygen mask on first before helping someone else? There’s a reason for that – if you’re unconscious, you can’t help anyone else.

When it comes to building wealth, you have to take care of yourself first – even when dealing with family. This can be really hard for some people, especially those that didn’t have much, and now have something that they could share. And others may realize it and ask.

If you want to help others, make sure you’ve put yourself on solid ground first and have followed all the rules. I’ve seen it too many times where generosity leads to financial ruin.

Rule #9 – Surround Yourself With People Better Than You
The ninth rule to get rich is to surround yourself with people better than you in all aspects of your life. On the family front – if they are holding you back, distance yourself. Married upward. Don’t let family be the reason you aren’t achieving your dreams.

Friends? Find ones that are making you a better person. Drop the moochers. Drop the haters. Drop the lazy ones.

Work? Find a mentor that is doing what you want to do and is killing it. If they don’t have the bandwidth to meet you, just watch them and see what they do. You can learn a lot from a distance.

Just like Rule #1, you have to earn it. Find people that will help you with that. You don’t have to settle for the life you were born into if that’s not what you want.

Rule #10 – It’s Okay To Go Slow
Finally, the last rule for building wealth is, remember it’s okay to go slow. This is especially true for millennials.

I feel like everyone under 30 today wants the next thing, the next job, the next milestone, the next big paycheck. But they haven’t even done this thing, learned this job, achieved the current milestone.

Building wealth takes time. It’s about earning today, and leveraging time tomorrow. That’s how wealth is made. Even if you landed a $150,000 per year job today, you’re not any wealthier. Your first paycheck at this great new salary might be $5,000 take home. That’s not wealth. That’s a starting point. That’s something to build on.

According to The Spectrum Group, the average millionaire in the United States is 62 years old. Just 1% of all millionaires are under 35. Keep that in mind on your wealth building journey.

John Doe Exclusively Shares His Best Financial Advice

Bad financial advice can ruin your long-term plans and potentially rob you of the future you had hoped for. However, good financial advice (when applied) blossoms and continues to flourish in all areas of your life, even improving the lives of others along the way.

The Cheat Sheet took some time to speak with top experts in the field of personal finance about the impact of good and bad financial advice. We spoke with Certified Financial Planner Jeff Rose of the blog Good Financial Cents, The Money Coach Lynnette Khalfani-Cox, and CreditCards.com’s Matt Schulz. We asked them to share the best piece of personal finance advice they ever received. Here’s what they had to say.

Don’t be mastered by your wants

“The best personal finance advice I ever received came from a finance professor in my junior year of college.  The professor had asked members of the class to raise their hand if anyone had intended to buy a new car every three to five years.  Already having my sights on a BMW upon graduation, I quickly raised my hand.  This is before I knew anything about the power of compounding interest.  That professor showed me what a $300 monthly car payment could grow to be over the course of my working life. It was a huge eye-opening experience.  Because of him, instead of buying a BMW upon graduation, I drove my grandmother’s 1998 Chevy Lumina for the first several years of me being a financial advisor.  That allowed me to max out my Roth IRA and also partially fund my 401(k), which has well positioned me for a successful retirement.”

 

Investment in London’s tech startups hit record levels of $682m in 2015

 

Investment in London’s technology sector has hit a record high, once again proving the city’s attractiveness to investors as firms in the capital gained more than half-a-billion dollars in backing in 2015.

In the first quarter of the year, in which established tech startups such as World Remit, Transferwise and Shazam received multi-million pound funding rounds, London’s tech companies attracted $682m (£459m) in venture capital (VC), up 66 per cent on the same quarter last year.

Funding in the first three months of the year surpassed the previous record of $411.6m secured in the last three months of 2014. The record figure also amounted to more than the entire investment in the sector in the whole of 2012.

Investment in the capital accounted for more than three-quarters of all VC funding made in the UK, according to the latest figures from London & Partners.

Eileen Burbidge, London technology ambassador and partner at Passion Capital, said: “This quarter is the most exciting yet in London’s tech development, as we have seen companies based in the capital attract substantial new investments from some of the world’s most tech-savvy and influential investors.”

How to Get a Job After Graduation

“So, what are you doing next?”

Such a simple question, yet so dreaded by fresh college grads everywhere.

You may have built your resume through internships and made contacts through networking events — but figuring out how to leverage those efforts into a full-time job is a whole different ballgame.

Which is why a recent Hubspot article caught our attention. In her ultimate guide on how to get a job after graduation, Katie Burke discusses everything from determining a career path to applying and interviewing.

How you — yes, YOU — can actually get a job

Though the post is quite a behemoth (and is definitely worth a full read!), we wanted to share a few of our favorite tips here: (Click here to share these favorites.)

Listen

“This sounds incredibly obvious, but the reality is that most job seekers spend more time talking than they do listening,” says Burke.

And that’s not going to help you find a job. As a freshly minted college grad, you should act like a sponge, absorbing information and advice from those around you. Take the time to talk to people in careers you’re curious about, and keep your ears open to opportunities that might be a good fit.

(PS. This doesn’t just apply to job seekers. No matter where you are in your career, listening is one of the most important skills you can develop!)

Respect the process

Though getting a job may not be as difficult as it was a few years ago, it can still be a lengthy process. It’s important to accept that fact, because being impatient or trying to take shortcuts could hurt your chances of receiving an offer.

Burke suggests treating “every element of the entire candidate experience like a formal interview” — from talking to recruiters on the phone to greeting the receptionist.

And don’t forget to do your research about the company and position you’re applying to.

“If you expect an organization to invest in you, invest two hours to properly understand its products, people, and value proposition so you can tailor your approach and responses accordingly,” she explains.

Check your entitlement at the door

It’s no secret that people think millennials are entitled; whether it’s a fair assessment or not, it’s up to you to prove them wrong.

Remember that this is your first job. Though people above you may be doing far more interesting and exciting things, they probably started where you are now. Keep that in mind, and avoid acting like tasks are “beneath” you.

“Companies need incredible, brilliant, insightful people who will be future leaders in the organization,” says Burke. “But they also need people willing to do hard work, especially when it’s inconvenient, unglamorous, or tedious.”

Experts, investors see warning signs of real estate slowdown in Vancouver

 

The end of another month means one thing in real estate-mad Vancouver: word that housing prices have hit another jaw-dropping high. But behind the figures for June are some statistics that could suggest the market is finally slowing down.

While the benchmark price for typical single-family homes rose to $1.56 million, according to the Real Estate Board of Greater Vancouver, the number of sales of those houses dropped by about 19 per cent. In east Vancouver, detached home sales declined by 26 per cent, and on the west side, by 36 per cent.

Those declines come even as the number of listings rose. In the first six months of 2015, there were 72 sales for every 100 listings in east Vancouver. A year later, that dropped to 59 sales for every 100 listings. Similar changes were experienced in Burnaby, Richmond, South Delta and New Westminster.

Academics are reluctant to make predictions without a few more months of data, but a pair of UBC business professors say that the signs for a possible slowdown are evident.

“Declining sales matching with rising listings is exactly the type of first thing we start to see when markets start to change,” said Tsur Somerville. “We see sales changes, volume changes before we see price changes.”

His colleague Tom Davidoff agreed, but he pointed out the Bank of Canada’s prediction last month of a possible “correction” to the nation’s housing market could have spooked some buyers.

Still, there were already suggestions this spring from the Canadian Real Estate Association that the market may have “topped off” after a dip in sales in April.

There’s no hint in the numbers of prices cooling off so far, but there is scattered anecdotal evidence of homeowners dropping their asking price after they fail to get the desired offers. Ian Tang of Oakwyn Realty noted that in one extreme example, the list price of an east Vancouver home was recently cut by about $400,000.

“There are other instances where properties have been up for $1.2 million or $1.3 million, which seems reasonable in comparison to what’s been happening, but then they drop it (by) $100,000,” he said.

Fewer buyers are viewing listings now than in the past eight months or so, Tang added. Although that’s typical for the summer months, it does mark a change from 2015.

“Last year, we didn’t see a lull at all,” he said. “I was kind of expecting it to happen this year as well, but I think prices got to the point … that most people are kind of fatigued with the whole buying process.”

A small handful of investors are ready to call Vancouver’s housing market a bubble that’s about to burst. American short-seller Marc Cohodes told the Province a year ago that he was already making targeted bets against some alternative mortgage lenders.

Here in Vancouver, investor David LePoidevin of the LePoidevin Group says he is “nibbling” at shorting the real estate market by focusing on a handful of lenders.

He blames spiralling prices on three factors: low interest rates, foreign investment from China, and consumer behaviour based on the assumption that rising prices are a permanent trend.

“When you combine all three of those, it’s your classic bubble,” he said. “Right now, the numbers are so outstretched … that once it begins to turn, it could get nasty.”

LePoidevin has been predicting a bubble for years, but he believes he previously underestimated the effect of foreign money on the market.

“We might be getting to see the beginning of the money fleeing China slowing to a trickle,” he said. “The Chinese government are tripling their efforts to stop the flow.”

If he had to gamble on it, LePoidevin said he’d bet that the market has passed its peak, and said his company has responded by avoiding investments in Canadian real estate and preferring to work in the U.S. dollar, anticipating a heavy toll on the Canadian dollar.

Is Your Health Insurance Plan Right for You

Choosing a health insurance plan can be complicated. Knowing just a few things before you compare plans can make it simpler.

  • The 4 “metal” categories: There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum. These categories show how you and your plan share costs. Plan categories have nothing to do with quality of care.
  • Your total costs for health care: You pay a monthly bill to your insurance company (a “premium”), even if you don’t use medical services that month. You pay out-of-pocket costs, including adeductible, when you get care. It’s important to think about both kinds of costs when shopping for a plan.
  • Plan and network typesHMO, PPO, POS, and EPO: Some plan types allow you to use almost any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network.

More Answers: What to know before you pick a health insurance plan

4 steps to creating your plan

1. Set specific and realistic goals

For example, instead of saying you want to have enough money to retire comfortably, think about how much money you’ll need. Your specific goal may be to save $500,000 by the time you’re 65.

2. Calculate how much you need to save each month

If you need to save $500,000 by the time you’re 65, how much will you need to save each month? Decide if that’s a realistic amount for you to set aside each month. If not, you may need to adjust your goals.

3. Choose your investment strategy

If you’re saving for long-term goals, you might choose more aggressive, higher-risk investments. If your goals are short term, you might choose lower-risk, conservative investments. Or you might want to take a more balanced approach.

4. Develop an investment policy statement

Create an investment policy statement to guide your investment decisions. If you have an adviser, your investment policy statement will outline the rules you want your adviser to follow for your portfolio.

Your investment policy statement should:

  • specify your investment goals and objectives,
  • describe the strategies that will help you meet your objectives,
  • describe your return expectations and time horizon,
  • include detailed information about how much risk you’re willing to take,
  • include guidelines on the types of investments that make up your portfolio, and how accessible your money needs to be, and
  • specify how your portfolio will be monitored, and when or why it should be rebalanced

29 Things You Should Accomplish Before You’re 30

I’d like to think that I’m a “it’s never too late” type of person. For example, it’s never to late to visit a foreign country, start a new career or learn a new skill. But, let’s be honest, there are a lot of things that you should accomplish before you turn 30. Why? Because you have the energy, time, and freedom to do so.

While I’m over 30 now, I can look back on things I did do and things I didn’t do and laugh.

While there could be hundreds of accomplishments that I could have listed, here are my essential 29 things that you should accomplish before you turn the big 30. As Nike would say, “Just Do It.” You will be glad you did.

Note: I still recommend doing most of these things after 30 as well, it’s just easier to do most before.

1. Attend college.

Getting bogged down with student loans is definitely a concern. However, college provides priceless experiences like meeting new friends, getting out of your comfort zone, and learning skills that will help land a sweet job. And, most employment will require this. Graduating will also give you a leg up on other people applying for a job.

2. Learn to cook for yourself.

There’s nothing quite as rewarding as making a home-cooked meal and receiving compliments from friends and family. Besides, cooking your own food ensures that you stay happy and healthy for the rest of your life since it always includes fresh ingredients (wink) but overall, it can be a fun hobby. You don’t have to become a gourmet cook unless you want to — think simple, straightforward, healthy meals.

3. Know your family history.

This gives you a chance to actually sit down and talk with your parents, grandparents, aunts and uncles while they’re still in your life. Also, you may be able to learn about a new culture and even plan a visit to where your family originated from.

I ended up visiting England last year. This is where my heritage comes from. It gave me a new sense of meaning and understanding.

4. Run a marathon.

“Running a marathon is one of those epic milestones,” Mort Nace, general manager of Medved Running and Walking Outfitters, tells USA Today. In doing so, you set goals, push yourself, build confidence, explore new places, and meet new people.

It’s also nice that for the rest of my life I can say I ran a marathon. Bragging rights.

5. Start a workout routine.

The sooner you start working out, the better chance you have in maintaining a set routine for the rest of your life. It should go without saying that exercise controls your weight, mood, decreases stress and prevents many negative health conditions and diseases.

Related: 5 Ways Personal Growth Makes Your Business Stronger

6. Start saving.

It may seem too early to think about your retirement. However, the sooner you start saving, the more money you’ll have when it’s time to enjoy your golden years. The money you save in your 20’s will equal millions by the time of your retirement.

I would start by setting up a retirement account and contributing monthly to it. Even if it’s $25 a month, it’s something and will help long term.

7. Improve your wine knowledge.

As you get older, you’re going to be invited to more events where wine will be served, so you don’t want to be intimidated. While it doesn’t mean that you have to become a sommelier, you should, however, learn the basics like general wine and food pairings or how to properly open a bottle of wine. I don’t even drink wine and I could tell you a lot about it.

8. Find your BFF.

It’s funny about friendship. When you’re younger everyone is your friend. As you get older, however, you realize you only really need a handful of friends. And, that most important friend is your bestie. You know. The person who knows everything about you and is still friends with you. Find a quality friend whom you enjoy and remember that friendships require effort. Put the time in so you have this important stabilizer in your life.

9. Land your dream job.

There’s something to be said about working various jobs since they can teach you a variety of skills. But, do you want to be doing all that change-up for the next 20 or 30 years? Find your dream job and make sure that you do all you can to secure it.

10. Find your cause.

Doing good for others makes you a stronger and more well-rounded individual. Find out what you care about and devote yourself to it — whether it’s throwing a fundraiser or volunteering at the local soup kitchen. I personally help with Open to Hope, it gives me a sense of meaning and worth.

11. Rage at a music festival.

While it would sound awesome to be 70 years old and attending an all day festival, chances are that you won’t be up for that. Enjoy the loud music and large crowds while you can. Even if you don’t like it, try it once.

12. Write a story.

Writing something like a fictional story can boost your creativity and help develop your writing skills, which in today’s fast-paced world of texting and tweeting could be in low supply.

Related: The 3 Personal Development Goals Successful People Pursue Habitually

13. Read, read, read.

Reading has several benefits like boosting your imagination, improving your communication skills, keeping your brain sharp and help you learn new things and experiences. Make reading a habit now and stick with it throughout your life. Here are a couple of my favorites.

14. Learn to get organized.

This may not sound like the sexiest of topics. But working on your organizational skills now will pay off later since it will reduce stress and save you a whole bunch of time and money.

15. Stop smoking.

We all make foolish mistakes when we’re younger. And, for many of us, that mistake is smoking. It might have been cool in college, but it’s not a habit that is good for your health or those around you. And it’s pretty pricey, too.

16. Indulge yourself in luxury at least once.

This doesn’t mean that you should max out your credit card. It does mean that you should enjoy the finer things every now and then, such as eating at an exclusive restaurant or purchasing a luxury item like a Gucci bag. It will help you to save and budget for the purchase and the experience or product will last for years. Don’t be that person that always has to have the best and spend away your “real money” for the future, but do make a splurge at least once. It will also motivate you in the future and push yourself for better.

17. Fail.

Yes, you read that correctly. Fail. And fail a lot. There’s no better way to learn, grow and drive yourself to succeed in the future than to fail. Fail fast and learn to pick yourself up fast as well.

I’ve failed countless times but it’s made me a much better person. Much easier to fail before 30 than after.

18. Learn how to network.

Building a network can be beneficial in both your personal and professional lives. For example, maybe you had drinks with a couple from Britain while they were visiting the U.S. Now you have a contact overseas. If you attend an industry event, you should be able to interact with influencers or employers and make an impression with them. If you need their assistance to advance your career, they’re only an email or phone call away. Networking rounds out your life.

Related: Why Business Ownership Is an Exercise in Personal Development

19. Sing in public.

Believe it or not, singing changes your brain. In fact, singing can make you happy and reduce depression or feeling lonely. If you have a fear of public speaking, there’s not a better way to overcome this fear than by singing your heart out in front of strangers during karaoke night. Sing so much that someone tells you to shut-up and you won’t be fearful again. Sing — even if you are really lousy at it. If you are truly too shy to do this — the shower is also a good option and so it belting out a tune in the car.

20. Travel by yourself.

This may sound frightening. But traveling by yourself will push you to get out of your shell, help you discover who you really are and have experiences that you probably wouldn’t have had if you traveled with someone else. It will also give you valuable thinking time.

21. Familiarize yourself with a foreign language.

I speak two languages and am learning another. If I can do it, you certainly can. You don’t have to become fluent in another language, though this would be the best option. You should, at least become somewhat acquainted with a foreign language. After all, this helps you learn about new cultures, exposes you to new people and helps you become more open-minded. The older you get, however, the more challenging (but not impossible) this will become.

22. Enjoy the outdoors.

There’s nothing as beautiful and inspiring as nature. Don’t take it for granted. Regardless if you’re just star-gazing, hiking or whitewater rafting, get outside as much as you can.

23. Rent a house with your friends.

Whether if it’s renting out a beach house or cabin for skiing, take the opportunity to spend as much time with your friends as possible. You probably won’t have too many times to relive these experiences. Besides, you may even learn how to budget as you set aside money for the rental. I personally like to do this at least once a year.

24. Get lost.

There’s really nothing like hopping in the car and just driving to some unknown location. You never know what kind of adventure you’ll run into. Eventually you have to abandon some of these types of opportunities once you have responsibilities like a family.

25. Go out on dates.

How else do you expect to meet Mr. or Mrs. Right? Best of all, you meet interesting people as well as enjoy the process of the dating scene before you do settle down. Stop worrying about having an awful boring night. Learn to enjoy whatever happens and have fun with it. So what if lightening doesn’t strike? Learn how to date well.

26. Pull several all-nighters.

No one is stopping you from partying hard after you’re 30. It’s just going to be a whole lot harder to recover. Get this out of your system while you can. This doesn’t have to be a binge of some kind. Go laser tag all night, dance all night, play pool, games or cards all night.

27. Get yourself out of debt.

Debt is bad. There’s really no other way to say it. Make sure you can pay off as much debt as you can so that you’ll be able to save for the future. This will help you be able to afford things like a home or car. Better yet, stay out of debt in the first place. Debt is a downer and a stressor you don’t need as a weight choking you and holding you back from great opportunities. Here are a few ways to save money.

28. Build your brand.

Thanks to Google and social media we all have a brand nowadays. If you aren’t working on becoming the top Google result when you search for yourself or have some sort activity on social media then you’re doing something very wrong for your business. Having a brand will help you network and potentially even land your dream job.

29. Move somewhere entirely new.

It’s scary as hell. But it will force you to get out of your comfort zone and experience everything from new cultures to meeting new people. Everyone should do this at least once and don’t let yourself go back to the comfort spot until you have made it in your new local. You won’t believe the difference in yourself.

Here’s to some of the best years of our lives.

I’d like to think that I’m a “it’s never too late” type of person. For example, it’s never to late to visit a foreign country, start a new career or learn a new skill. But, let’s be honest, there are a lot of things that you should accomplish before you turn 30. Why? Because you have the energy, time, and freedom to do so.

While I’m over 30 now, I can look back on things I did do and things I didn’t do and laugh.

While there could be hundreds of accomplishments that I could have listed, here are my essential 29 things that you should accomplish before you turn the big 30. As Nike would say, “Just Do It.” You will be glad you did.

Note: I still recommend doing most of these things after 30 as well, it’s just easier to do most before.

1. Attend college.

Getting bogged down with student loans is definitely a concern. However, college provides priceless experiences like meeting new friends, getting out of your comfort zone, and learning skills that will help land a sweet job. And, most employment will require this. Graduating will also give you a leg up on other people applying for a job.

2. Learn to cook for yourself.

There’s nothing quite as rewarding as making a home-cooked meal and receiving compliments from friends and family. Besides, cooking your own food ensures that you stay happy and healthy for the rest of your life since it always includes fresh ingredients (wink) but overall, it can be a fun hobby. You don’t have to become a gourmet cook unless you want to — think simple, straightforward, healthy meals.

3. Know your family history.

This gives you a chance to actually sit down and talk with your parents, grandparents, aunts and uncles while they’re still in your life. Also, you may be able to learn about a new culture and even plan a visit to where your family originated from.

I ended up visiting England last year. This is where my heritage comes from. It gave me a new sense of meaning and understanding.

4. Run a marathon.

“Running a marathon is one of those epic milestones,” Mort Nace, general manager of Medved Running and Walking Outfitters, tells USA Today. In doing so, you set goals, push yourself, build confidence, explore new places, and meet new people.

It’s also nice that for the rest of my life I can say I ran a marathon. Bragging rights.

5. Start a workout routine.

The sooner you start working out, the better chance you have in maintaining a set routine for the rest of your life. It should go without saying that exercise controls your weight, mood, decreases stress and prevents many negative health conditions and diseases.

Related: 5 Ways Personal Growth Makes Your Business Stronger

6. Start saving.

It may seem too early to think about your retirement. However, the sooner you start saving, the more money you’ll have when it’s time to enjoy your golden years. The money you save in your 20’s will equal millions by the time of your retirement.

I would start by setting up a retirement account and contributing monthly to it. Even if it’s $25 a month, it’s something and will help long term.

7. Improve your wine knowledge.

As you get older, you’re going to be invited to more events where wine will be served, so you don’t want to be intimidated. While it doesn’t mean that you have to become a sommelier, you should, however, learn the basics like general wine and food pairings or how to properly open a bottle of wine. I don’t even drink wine and I could tell you a lot about it.

8. Find your BFF.

It’s funny about friendship. When you’re younger everyone is your friend. As you get older, however, you realize you only really need a handful of friends. And, that most important friend is your bestie. You know. The person who knows everything about you and is still friends with you. Find a quality friend whom you enjoy and remember that friendships require effort. Put the time in so you have this important stabilizer in your life.

9. Land your dream job.

There’s something to be said about working various jobs since they can teach you a variety of skills. But, do you want to be doing all that change-up for the next 20 or 30 years? Find your dream job and make sure that you do all you can to secure it.

10. Find your cause.

Doing good for others makes you a stronger and more well-rounded individual. Find out what you care about and devote yourself to it — whether it’s throwing a fundraiser or volunteering at the local soup kitchen. I personally help with Open to Hope, it gives me a sense of meaning and worth.

11. Rage at a music festival.

While it would sound awesome to be 70 years old and attending an all day festival, chances are that you won’t be up for that. Enjoy the loud music and large crowds while you can. Even if you don’t like it, try it once.

12. Write a story.

Writing something like a fictional story can boost your creativity and help develop your writing skills, which in today’s fast-paced world of texting and tweeting could be in low supply.

Related: The 3 Personal Development Goals Successful People Pursue Habitually

13. Read, read, read.

Reading has several benefits like boosting your imagination, improving your communication skills, keeping your brain sharp and help you learn new things and experiences. Make reading a habit now and stick with it throughout your life. Here are a couple of my favorites.

14. Learn to get organized.

This may not sound like the sexiest of topics. But working on your organizational skills now will pay off later since it will reduce stress and save you a whole bunch of time and money.

15. Stop smoking.

We all make foolish mistakes when we’re younger. And, for many of us, that mistake is smoking. It might have been cool in college, but it’s not a habit that is good for your health or those around you. And it’s pretty pricey, too.

16. Indulge yourself in luxury at least once.

This doesn’t mean that you should max out your credit card. It does mean that you should enjoy the finer things every now and then, such as eating at an exclusive restaurant or purchasing a luxury item like a Gucci bag. It will help you to save and budget for the purchase and the experience or product will last for years. Don’t be that person that always has to have the best and spend away your “real money” for the future, but do make a splurge at least once. It will also motivate you in the future and push yourself for better.

17. Fail.

Yes, you read that correctly. Fail. And fail a lot. There’s no better way to learn, grow and drive yourself to succeed in the future than to fail. Fail fast and learn to pick yourself up fast as well.

I’ve failed countless times but it’s made me a much better person. Much easier to fail before 30 than after.

18. Learn how to network.

Building a network can be beneficial in both your personal and professional lives. For example, maybe you had drinks with a couple from Britain while they were visiting the U.S. Now you have a contact overseas. If you attend an industry event, you should be able to interact with influencers or employers and make an impression with them. If you need their assistance to advance your career, they’re only an email or phone call away. Networking rounds out your life.

Related: Why Business Ownership Is an Exercise in Personal Development

19. Sing in public.

Believe it or not, singing changes your brain. In fact, singing can make you happy and reduce depression or feeling lonely. If you have a fear of public speaking, there’s not a better way to overcome this fear than by singing your heart out in front of strangers during karaoke night. Sing so much that someone tells you to shut-up and you won’t be fearful again. Sing — even if you are really lousy at it. If you are truly too shy to do this — the shower is also a good option and so it belting out a tune in the car.

20. Travel by yourself.

This may sound frightening. But traveling by yourself will push you to get out of your shell, help you discover who you really are and have experiences that you probably wouldn’t have had if you traveled with someone else. It will also give you valuable thinking time.

21. Familiarize yourself with a foreign language.

I speak two languages and am learning another. If I can do it, you certainly can. You don’t have to become fluent in another language, though this would be the best option. You should, at least become somewhat acquainted with a foreign language. After all, this helps you learn about new cultures, exposes you to new people and helps you become more open-minded. The older you get, however, the more challenging (but not impossible) this will become.

22. Enjoy the outdoors.

There’s nothing as beautiful and inspiring as nature. Don’t take it for granted. Regardless if you’re just star-gazing, hiking or whitewater rafting, get outside as much as you can.

23. Rent a house with your friends.

Whether if it’s renting out a beach house or cabin for skiing, take the opportunity to spend as much time with your friends as possible. You probably won’t have too many times to relive these experiences. Besides, you may even learn how to budget as you set aside money for the rental. I personally like to do this at least once a year.

24. Get lost.

There’s really nothing like hopping in the car and just driving to some unknown location. You never know what kind of adventure you’ll run into. Eventually you have to abandon some of these types of opportunities once you have responsibilities like a family.

25. Go out on dates.

How else do you expect to meet Mr. or Mrs. Right? Best of all, you meet interesting people as well as enjoy the process of the dating scene before you do settle down. Stop worrying about having an awful boring night. Learn to enjoy whatever happens and have fun with it. So what if lightening doesn’t strike? Learn how to date well.

26. Pull several all-nighters.

No one is stopping you from partying hard after you’re 30. It’s just going to be a whole lot harder to recover. Get this out of your system while you can. This doesn’t have to be a binge of some kind. Go laser tag all night, dance all night, play pool, games or cards all night.

27. Get yourself out of debt.

Debt is bad. There’s really no other way to say it. Make sure you can pay off as much debt as you can so that you’ll be able to save for the future. This will help you be able to afford things like a home or car. Better yet, stay out of debt in the first place. Debt is a downer and a stressor you don’t need as a weight choking you and holding you back from great opportunities. Here are a few ways to save money.

28. Build your brand.

Thanks to Google and social media we all have a brand nowadays. If you aren’t working on becoming the top Google result when you search for yourself or have some sort activity on social media then you’re doing something very wrong for your business. Having a brand will help you network and potentially even land your dream job.

29. Move somewhere entirely new.

It’s scary as hell. But it will force you to get out of your comfort zone and experience everything from new cultures to meeting new people. Everyone should do this at least once and don’t let yourself go back to the comfort spot until you have made it in your new local. You won’t believe the difference in yourself.

Here’s to some of the best years of our lives.

I’d like to think that I’m a “it’s never too late” type of person. For example, it’s never to late to visit a foreign country, start a new career or learn a new skill. But, let’s be honest, there are a lot of things that you should accomplish before you turn 30. Why? Because you have the energy, time, and freedom to do so.

While I’m over 30 now, I can look back on things I did do and things I didn’t do and laugh.

While there could be hundreds of accomplishments that I could have listed, here are my essential 29 things that you should accomplish before you turn the big 30. As Nike would say, “Just Do It.” You will be glad you did.

Note: I still recommend doing most of these things after 30 as well, it’s just easier to do most before.

1. Attend college.

Getting bogged down with student loans is definitely a concern. However, college provides priceless experiences like meeting new friends, getting out of your comfort zone, and learning skills that will help land a sweet job. And, most employment will require this. Graduating will also give you a leg up on other people applying for a job.

2. Learn to cook for yourself.

There’s nothing quite as rewarding as making a home-cooked meal and receiving compliments from friends and family. Besides, cooking your own food ensures that you stay happy and healthy for the rest of your life since it always includes fresh ingredients (wink) but overall, it can be a fun hobby. You don’t have to become a gourmet cook unless you want to — think simple, straightforward, healthy meals.

3. Know your family history.

This gives you a chance to actually sit down and talk with your parents, grandparents, aunts and uncles while they’re still in your life. Also, you may be able to learn about a new culture and even plan a visit to where your family originated from.

I ended up visiting England last year. This is where my heritage comes from. It gave me a new sense of meaning and understanding.

4. Run a marathon.

“Running a marathon is one of those epic milestones,” Mort Nace, general manager of Medved Running and Walking Outfitters, tells USA Today. In doing so, you set goals, push yourself, build confidence, explore new places, and meet new people.

It’s also nice that for the rest of my life I can say I ran a marathon. Bragging rights.

5. Start a workout routine.

The sooner you start working out, the better chance you have in maintaining a set routine for the rest of your life. It should go without saying that exercise controls your weight, mood, decreases stress and prevents many negative health conditions and diseases.

Related: 5 Ways Personal Growth Makes Your Business Stronger

6. Start saving.

It may seem too early to think about your retirement. However, the sooner you start saving, the more money you’ll have when it’s time to enjoy your golden years. The money you save in your 20’s will equal millions by the time of your retirement.

I would start by setting up a retirement account and contributing monthly to it. Even if it’s $25 a month, it’s something and will help long term.

7. Improve your wine knowledge.

As you get older, you’re going to be invited to more events where wine will be served, so you don’t want to be intimidated. While it doesn’t mean that you have to become a sommelier, you should, however, learn the basics like general wine and food pairings or how to properly open a bottle of wine. I don’t even drink wine and I could tell you a lot about it.

8. Find your BFF.

It’s funny about friendship. When you’re younger everyone is your friend. As you get older, however, you realize you only really need a handful of friends. And, that most important friend is your bestie. You know. The person who knows everything about you and is still friends with you. Find a quality friend whom you enjoy and remember that friendships require effort. Put the time in so you have this important stabilizer in your life.

9. Land your dream job.

There’s something to be said about working various jobs since they can teach you a variety of skills. But, do you want to be doing all that change-up for the next 20 or 30 years? Find your dream job and make sure that you do all you can to secure it.

10. Find your cause.

Doing good for others makes you a stronger and more well-rounded individual. Find out what you care about and devote yourself to it — whether it’s throwing a fundraiser or volunteering at the local soup kitchen. I personally help with Open to Hope, it gives me a sense of meaning and worth.

11. Rage at a music festival.

While it would sound awesome to be 70 years old and attending an all day festival, chances are that you won’t be up for that. Enjoy the loud music and large crowds while you can. Even if you don’t like it, try it once.

12. Write a story.

Writing something like a fictional story can boost your creativity and help develop your writing skills, which in today’s fast-paced world of texting and tweeting could be in low supply.

Related: The 3 Personal Development Goals Successful People Pursue Habitually

13. Read, read, read.

Reading has several benefits like boosting your imagination, improving your communication skills, keeping your brain sharp and help you learn new things and experiences. Make reading a habit now and stick with it throughout your life. Here are a couple of my favorites.

14. Learn to get organized.

This may not sound like the sexiest of topics. But working on your organizational skills now will pay off later since it will reduce stress and save you a whole bunch of time and money.

15. Stop smoking.

We all make foolish mistakes when we’re younger. And, for many of us, that mistake is smoking. It might have been cool in college, but it’s not a habit that is good for your health or those around you. And it’s pretty pricey, too.

16. Indulge yourself in luxury at least once.

This doesn’t mean that you should max out your credit card. It does mean that you should enjoy the finer things every now and then, such as eating at an exclusive restaurant or purchasing a luxury item like a Gucci bag. It will help you to save and budget for the purchase and the experience or product will last for years. Don’t be that person that always has to have the best and spend away your “real money” for the future, but do make a splurge at least once. It will also motivate you in the future and push yourself for better.

17. Fail.

Yes, you read that correctly. Fail. And fail a lot. There’s no better way to learn, grow and drive yourself to succeed in the future than to fail. Fail fast and learn to pick yourself up fast as well.

I’ve failed countless times but it’s made me a much better person. Much easier to fail before 30 than after.

18. Learn how to network.

Building a network can be beneficial in both your personal and professional lives. For example, maybe you had drinks with a couple from Britain while they were visiting the U.S. Now you have a contact overseas. If you attend an industry event, you should be able to interact with influencers or employers and make an impression with them. If you need their assistance to advance your career, they’re only an email or phone call away. Networking rounds out your life.

Related: Why Business Ownership Is an Exercise in Personal Development

19. Sing in public.

Believe it or not, singing changes your brain. In fact, singing can make you happy and reduce depression or feeling lonely. If you have a fear of public speaking, there’s not a better way to overcome this fear than by singing your heart out in front of strangers during karaoke night. Sing so much that someone tells you to shut-up and you won’t be fearful again. Sing — even if you are really lousy at it. If you are truly too shy to do this — the shower is also a good option and so it belting out a tune in the car.

20. Travel by yourself.

This may sound frightening. But traveling by yourself will push you to get out of your shell, help you discover who you really are and have experiences that you probably wouldn’t have had if you traveled with someone else. It will also give you valuable thinking time.

21. Familiarize yourself with a foreign language.

I speak two languages and am learning another. If I can do it, you certainly can. You don’t have to become fluent in another language, though this would be the best option. You should, at least become somewhat acquainted with a foreign language. After all, this helps you learn about new cultures, exposes you to new people and helps you become more open-minded. The older you get, however, the more challenging (but not impossible) this will become.

22. Enjoy the outdoors.

There’s nothing as beautiful and inspiring as nature. Don’t take it for granted. Regardless if you’re just star-gazing, hiking or whitewater rafting, get outside as much as you can.

23. Rent a house with your friends.

Whether if it’s renting out a beach house or cabin for skiing, take the opportunity to spend as much time with your friends as possible. You probably won’t have too many times to relive these experiences. Besides, you may even learn how to budget as you set aside money for the rental. I personally like to do this at least once a year.

24. Get lost.

There’s really nothing like hopping in the car and just driving to some unknown location. You never know what kind of adventure you’ll run into. Eventually you have to abandon some of these types of opportunities once you have responsibilities like a family.

25. Go out on dates.

How else do you expect to meet Mr. or Mrs. Right? Best of all, you meet interesting people as well as enjoy the process of the dating scene before you do settle down. Stop worrying about having an awful boring night. Learn to enjoy whatever happens and have fun with it. So what if lightening doesn’t strike? Learn how to date well.

26. Pull several all-nighters.

No one is stopping you from partying hard after you’re 30. It’s just going to be a whole lot harder to recover. Get this out of your system while you can. This doesn’t have to be a binge of some kind. Go laser tag all night, dance all night, play pool, games or cards all night.

27. Get yourself out of debt.

Debt is bad. There’s really no other way to say it. Make sure you can pay off as much debt as you can so that you’ll be able to save for the future. This will help you be able to afford things like a home or car. Better yet, stay out of debt in the first place. Debt is a downer and a stressor you don’t need as a weight choking you and holding you back from great opportunities. Here are a few ways to save money.

28. Build your brand.

Thanks to Google and social media we all have a brand nowadays. If you aren’t working on becoming the top Google result when you search for yourself or have some sort activity on social media then you’re doing something very wrong for your business. Having a brand will help you network and potentially even land your dream job.

29. Move somewhere entirely new.

It’s scary as hell. But it will force you to get out of your comfort zone and experience everything from new cultures to meeting new people. Everyone should do this at least once and don’t let yourself go back to the comfort spot until you have made it in your new local. You won’t believe the difference in yourself.

Here’s to some of the best years of our lives.

I’d like to think that I’m a “it’s never too late” type of person. For example, it’s never to late to visit a foreign country, start a new career or learn a new skill. But, let’s be honest, there are a lot of things that you should accomplish before you turn 30. Why? Because you have the energy, time, and freedom to do so.

While I’m over 30 now, I can look back on things I did do and things I didn’t do and laugh.

While there could be hundreds of accomplishments that I could have listed, here are my essential 29 things that you should accomplish before you turn the big 30. As Nike would say, “Just Do It.” You will be glad you did.

Note: I still recommend doing most of these things after 30 as well, it’s just easier to do most before.

1. Attend college.

Getting bogged down with student loans is definitely a concern. However, college provides priceless experiences like meeting new friends, getting out of your comfort zone, and learning skills that will help land a sweet job. And, most employment will require this. Graduating will also give you a leg up on other people applying for a job.

2. Learn to cook for yourself.

There’s nothing quite as rewarding as making a home-cooked meal and receiving compliments from friends and family. Besides, cooking your own food ensures that you stay happy and healthy for the rest of your life since it always includes fresh ingredients (wink) but overall, it can be a fun hobby. You don’t have to become a gourmet cook unless you want to — think simple, straightforward, healthy meals.

3. Know your family history.

This gives you a chance to actually sit down and talk with your parents, grandparents, aunts and uncles while they’re still in your life. Also, you may be able to learn about a new culture and even plan a visit to where your family originated from.

I ended up visiting England last year. This is where my heritage comes from. It gave me a new sense of meaning and understanding.

4. Run a marathon.

“Running a marathon is one of those epic milestones,” Mort Nace, general manager of Medved Running and Walking Outfitters, tells USA Today. In doing so, you set goals, push yourself, build confidence, explore new places, and meet new people.

It’s also nice that for the rest of my life I can say I ran a marathon. Bragging rights.

5. Start a workout routine.

The sooner you start working out, the better chance you have in maintaining a set routine for the rest of your life. It should go without saying that exercise controls your weight, mood, decreases stress and prevents many negative health conditions and diseases.

Related: 5 Ways Personal Growth Makes Your Business Stronger

6. Start saving.

It may seem too early to think about your retirement. However, the sooner you start saving, the more money you’ll have when it’s time to enjoy your golden years. The money you save in your 20’s will equal millions by the time of your retirement.

I would start by setting up a retirement account and contributing monthly to it. Even if it’s $25 a month, it’s something and will help long term.

7. Improve your wine knowledge.

As you get older, you’re going to be invited to more events where wine will be served, so you don’t want to be intimidated. While it doesn’t mean that you have to become a sommelier, you should, however, learn the basics like general wine and food pairings or how to properly open a bottle of wine. I don’t even drink wine and I could tell you a lot about it.

8. Find your BFF.

It’s funny about friendship. When you’re younger everyone is your friend. As you get older, however, you realize you only really need a handful of friends. And, that most important friend is your bestie. You know. The person who knows everything about you and is still friends with you. Find a quality friend whom you enjoy and remember that friendships require effort. Put the time in so you have this important stabilizer in your life.

9. Land your dream job.

There’s something to be said about working various jobs since they can teach you a variety of skills. But, do you want to be doing all that change-up for the next 20 or 30 years? Find your dream job and make sure that you do all you can to secure it.

10. Find your cause.

Doing good for others makes you a stronger and more well-rounded individual. Find out what you care about and devote yourself to it — whether it’s throwing a fundraiser or volunteering at the local soup kitchen. I personally help with Open to Hope, it gives me a sense of meaning and worth.

11. Rage at a music festival.

While it would sound awesome to be 70 years old and attending an all day festival, chances are that you won’t be up for that. Enjoy the loud music and large crowds while you can. Even if you don’t like it, try it once.

12. Write a story.

Writing something like a fictional story can boost your creativity and help develop your writing skills, which in today’s fast-paced world of texting and tweeting could be in low supply.

Related: The 3 Personal Development Goals Successful People Pursue Habitually

13. Read, read, read.

Reading has several benefits like boosting your imagination, improving your communication skills, keeping your brain sharp and help you learn new things and experiences. Make reading a habit now and stick with it throughout your life. Here are a couple of my favorites.

14. Learn to get organized.

This may not sound like the sexiest of topics. But working on your organizational skills now will pay off later since it will reduce stress and save you a whole bunch of time and money.

15. Stop smoking.

We all make foolish mistakes when we’re younger. And, for many of us, that mistake is smoking. It might have been cool in college, but it’s not a habit that is good for your health or those around you. And it’s pretty pricey, too.

16. Indulge yourself in luxury at least once.

This doesn’t mean that you should max out your credit card. It does mean that you should enjoy the finer things every now and then, such as eating at an exclusive restaurant or purchasing a luxury item like a Gucci bag. It will help you to save and budget for the purchase and the experience or product will last for years. Don’t be that person that always has to have the best and spend away your “real money” for the future, but do make a splurge at least once. It will also motivate you in the future and push yourself for better.

17. Fail.

Yes, you read that correctly. Fail. And fail a lot. There’s no better way to learn, grow and drive yourself to succeed in the future than to fail. Fail fast and learn to pick yourself up fast as well.

I’ve failed countless times but it’s made me a much better person. Much easier to fail before 30 than after.

18. Learn how to network.

Building a network can be beneficial in both your personal and professional lives. For example, maybe you had drinks with a couple from Britain while they were visiting the U.S. Now you have a contact overseas. If you attend an industry event, you should be able to interact with influencers or employers and make an impression with them. If you need their assistance to advance your career, they’re only an email or phone call away. Networking rounds out your life.

Related: Why Business Ownership Is an Exercise in Personal Development

19. Sing in public.

Believe it or not, singing changes your brain. In fact, singing can make you happy and reduce depression or feeling lonely. If you have a fear of public speaking, there’s not a better way to overcome this fear than by singing your heart out in front of strangers during karaoke night. Sing so much that someone tells you to shut-up and you won’t be fearful again. Sing — even if you are really lousy at it. If you are truly too shy to do this — the shower is also a good option and so it belting out a tune in the car.

20. Travel by yourself.

This may sound frightening. But traveling by yourself will push you to get out of your shell, help you discover who you really are and have experiences that you probably wouldn’t have had if you traveled with someone else. It will also give you valuable thinking time.

21. Familiarize yourself with a foreign language.

I speak two languages and am learning another. If I can do it, you certainly can. You don’t have to become fluent in another language, though this would be the best option. You should, at least become somewhat acquainted with a foreign language. After all, this helps you learn about new cultures, exposes you to new people and helps you become more open-minded. The older you get, however, the more challenging (but not impossible) this will become.

22. Enjoy the outdoors.

There’s nothing as beautiful and inspiring as nature. Don’t take it for granted. Regardless if you’re just star-gazing, hiking or whitewater rafting, get outside as much as you can.

23. Rent a house with your friends.

Whether if it’s renting out a beach house or cabin for skiing, take the opportunity to spend as much time with your friends as possible. You probably won’t have too many times to relive these experiences. Besides, you may even learn how to budget as you set aside money for the rental. I personally like to do this at least once a year.

24. Get lost.

There’s really nothing like hopping in the car and just driving to some unknown location. You never know what kind of adventure you’ll run into. Eventually you have to abandon some of these types of opportunities once you have responsibilities like a family.

25. Go out on dates.

How else do you expect to meet Mr. or Mrs. Right? Best of all, you meet interesting people as well as enjoy the process of the dating scene before you do settle down. Stop worrying about having an awful boring night. Learn to enjoy whatever happens and have fun with it. So what if lightening doesn’t strike? Learn how to date well.

26. Pull several all-nighters.

No one is stopping you from partying hard after you’re 30. It’s just going to be a whole lot harder to recover. Get this out of your system while you can. This doesn’t have to be a binge of some kind. Go laser tag all night, dance all night, play pool, games or cards all night.

27. Get yourself out of debt.

Debt is bad. There’s really no other way to say it. Make sure you can pay off as much debt as you can so that you’ll be able to save for the future. This will help you be able to afford things like a home or car. Better yet, stay out of debt in the first place. Debt is a downer and a stressor you don’t need as a weight choking you and holding you back from great opportunities. Here are a few ways to save money.

28. Build your brand.

Thanks to Google and social media we all have a brand nowadays. If you aren’t working on becoming the top Google result when you search for yourself or have some sort activity on social media then you’re doing something very wrong for your business. Having a brand will help you network and potentially even land your dream job.

29. Move somewhere entirely new.

It’s scary as hell. But it will force you to get out of your comfort zone and experience everything from new cultures to meeting new people. Everyone should do this at least once and don’t let yourself go back to the comfort spot until you have made it in your new local. You won’t believe the difference in yourself.

Here’s to some of the best years of our lives.

I’d like to think that I’m a “it’s never too late” type of person. For example, it’s never to late to visit a foreign country, start a new career or learn a new skill. But, let’s be honest, there are a lot of things that you should accomplish before you turn 30. Why? Because you have the energy, time, and freedom to do so.

While I’m over 30 now, I can look back on things I did do and things I didn’t do and laugh.

While there could be hundreds of accomplishments that I could have listed, here are my essential 29 things that you should accomplish before you turn the big 30. As Nike would say, “Just Do It.” You will be glad you did.

Note: I still recommend doing most of these things after 30 as well, it’s just easier to do most before.

1. Attend college.

Getting bogged down with student loans is definitely a concern. However, college provides priceless experiences like meeting new friends, getting out of your comfort zone, and learning skills that will help land a sweet job. And, most employment will require this. Graduating will also give you a leg up on other people applying for a job.

2. Learn to cook for yourself.

There’s nothing quite as rewarding as making a home-cooked meal and receiving compliments from friends and family. Besides, cooking your own food ensures that you stay happy and healthy for the rest of your life since it always includes fresh ingredients (wink) but overall, it can be a fun hobby. You don’t have to become a gourmet cook unless you want to — think simple, straightforward, healthy meals.

3. Know your family history.

This gives you a chance to actually sit down and talk with your parents, grandparents, aunts and uncles while they’re still in your life. Also, you may be able to learn about a new culture and even plan a visit to where your family originated from.

I ended up visiting England last year. This is where my heritage comes from. It gave me a new sense of meaning and understanding.

4. Run a marathon.

“Running a marathon is one of those epic milestones,” Mort Nace, general manager of Medved Running and Walking Outfitters, tells USA Today. In doing so, you set goals, push yourself, build confidence, explore new places, and meet new people.

It’s also nice that for the rest of my life I can say I ran a marathon. Bragging rights.

5. Start a workout routine.

The sooner you start working out, the better chance you have in maintaining a set routine for the rest of your life. It should go without saying that exercise controls your weight, mood, decreases stress and prevents many negative health conditions and diseases.

Related: 5 Ways Personal Growth Makes Your Business Stronger

6. Start saving.

It may seem too early to think about your retirement. However, the sooner you start saving, the more money you’ll have when it’s time to enjoy your golden years. The money you save in your 20’s will equal millions by the time of your retirement.

I would start by setting up a retirement account and contributing monthly to it. Even if it’s $25 a month, it’s something and will help long term.

7. Improve your wine knowledge.

As you get older, you’re going to be invited to more events where wine will be served, so you don’t want to be intimidated. While it doesn’t mean that you have to become a sommelier, you should, however, learn the basics like general wine and food pairings or how to properly open a bottle of wine. I don’t even drink wine and I could tell you a lot about it.

8. Find your BFF.

It’s funny about friendship. When you’re younger everyone is your friend. As you get older, however, you realize you only really need a handful of friends. And, that most important friend is your bestie. You know. The person who knows everything about you and is still friends with you. Find a quality friend whom you enjoy and remember that friendships require effort. Put the time in so you have this important stabilizer in your life.

9. Land your dream job.

There’s something to be said about working various jobs since they can teach you a variety of skills. But, do you want to be doing all that change-up for the next 20 or 30 years? Find your dream job and make sure that you do all you can to secure it.

10. Find your cause.

Doing good for others makes you a stronger and more well-rounded individual. Find out what you care about and devote yourself to it — whether it’s throwing a fundraiser or volunteering at the local soup kitchen. I personally help with Open to Hope, it gives me a sense of meaning and worth.

11. Rage at a music festival.

While it would sound awesome to be 70 years old and attending an all day festival, chances are that you won’t be up for that. Enjoy the loud music and large crowds while you can. Even if you don’t like it, try it once.

12. Write a story.

Writing something like a fictional story can boost your creativity and help develop your writing skills, which in today’s fast-paced world of texting and tweeting could be in low supply.

Related: The 3 Personal Development Goals Successful People Pursue Habitually

13. Read, read, read.

Reading has several benefits like boosting your imagination, improving your communication skills, keeping your brain sharp and help you learn new things and experiences. Make reading a habit now and stick with it throughout your life. Here are a couple of my favorites.

14. Learn to get organized.

This may not sound like the sexiest of topics. But working on your organizational skills now will pay off later since it will reduce stress and save you a whole bunch of time and money.

15. Stop smoking.

We all make foolish mistakes when we’re younger. And, for many of us, that mistake is smoking. It might have been cool in college, but it’s not a habit that is good for your health or those around you. And it’s pretty pricey, too.

16. Indulge yourself in luxury at least once.

This doesn’t mean that you should max out your credit card. It does mean that you should enjoy the finer things every now and then, such as eating at an exclusive restaurant or purchasing a luxury item like a Gucci bag. It will help you to save and budget for the purchase and the experience or product will last for years. Don’t be that person that always has to have the best and spend away your “real money” for the future, but do make a splurge at least once. It will also motivate you in the future and push yourself for better.

17. Fail.

Yes, you read that correctly. Fail. And fail a lot. There’s no better way to learn, grow and drive yourself to succeed in the future than to fail. Fail fast and learn to pick yourself up fast as well.

I’ve failed countless times but it’s made me a much better person. Much easier to fail before 30 than after.

18. Learn how to network.

Building a network can be beneficial in both your personal and professional lives. For example, maybe you had drinks with a couple from Britain while they were visiting the U.S. Now you have a contact overseas. If you attend an industry event, you should be able to interact with influencers or employers and make an impression with them. If you need their assistance to advance your career, they’re only an email or phone call away. Networking rounds out your life.

Related: Why Business Ownership Is an Exercise in Personal Development

19. Sing in public.

Believe it or not, singing changes your brain. In fact, singing can make you happy and reduce depression or feeling lonely. If you have a fear of public speaking, there’s not a better way to overcome this fear than by singing your heart out in front of strangers during karaoke night. Sing so much that someone tells you to shut-up and you won’t be fearful again. Sing — even if you are really lousy at it. If you are truly too shy to do this — the shower is also a good option and so it belting out a tune in the car.

20. Travel by yourself.

This may sound frightening. But traveling by yourself will push you to get out of your shell, help you discover who you really are and have experiences that you probably wouldn’t have had if you traveled with someone else. It will also give you valuable thinking time.

21. Familiarize yourself with a foreign language.

I speak two languages and am learning another. If I can do it, you certainly can. You don’t have to become fluent in another language, though this would be the best option. You should, at least become somewhat acquainted with a foreign language. After all, this helps you learn about new cultures, exposes you to new people and helps you become more open-minded. The older you get, however, the more challenging (but not impossible) this will become.

22. Enjoy the outdoors.

There’s nothing as beautiful and inspiring as nature. Don’t take it for granted. Regardless if you’re just star-gazing, hiking or whitewater rafting, get outside as much as you can.

23. Rent a house with your friends.

Whether if it’s renting out a beach house or cabin for skiing, take the opportunity to spend as much time with your friends as possible. You probably won’t have too many times to relive these experiences. Besides, you may even learn how to budget as you set aside money for the rental. I personally like to do this at least once a year.

24. Get lost.

There’s really nothing like hopping in the car and just driving to some unknown location. You never know what kind of adventure you’ll run into. Eventually you have to abandon some of these types of opportunities once you have responsibilities like a family.

25. Go out on dates.

How else do you expect to meet Mr. or Mrs. Right? Best of all, you meet interesting people as well as enjoy the process of the dating scene before you do settle down. Stop worrying about having an awful boring night. Learn to enjoy whatever happens and have fun with it. So what if lightening doesn’t strike? Learn how to date well.

26. Pull several all-nighters.

No one is stopping you from partying hard after you’re 30. It’s just going to be a whole lot harder to recover. Get this out of your system while you can. This doesn’t have to be a binge of some kind. Go laser tag all night, dance all night, play pool, games or cards all night.

27. Get yourself out of debt.

Debt is bad. There’s really no other way to say it. Make sure you can pay off as much debt as you can so that you’ll be able to save for the future. This will help you be able to afford things like a home or car. Better yet, stay out of debt in the first place. Debt is a downer and a stressor you don’t need as a weight choking you and holding you back from great opportunities. Here are a few ways to save money.

28. Build your brand.

Thanks to Google and social media we all have a brand nowadays. If you aren’t working on becoming the top Google result when you search for yourself or have some sort activity on social media then you’re doing something very wrong for your business. Having a brand will help you network and potentially even land your dream job.

29. Move somewhere entirely new.

It’s scary as hell. But it will force you to get out of your comfort zone and experience everything from new cultures to meeting new people. Everyone should do this at least once and don’t let yourself go back to the comfort spot until you have made it in your new local. You won’t believe the difference in yourself.

Here’s to some of the best years of our lives.

I’d like to think that I’m a “it’s never too late” type of person. For example, it’s never to late to visit a foreign country, start a new career or learn a new skill. But, let’s be honest, there are a lot of things that you should accomplish before you turn 30. Why? Because you have the energy, time, and freedom to do so.

While I’m over 30 now, I can look back on things I did do and things I didn’t do and laugh.

While there could be hundreds of accomplishments that I could have listed, here are my essential 29 things that you should accomplish before you turn the big 30. As Nike would say, “Just Do It.” You will be glad you did.

Note: I still recommend doing most of these things after 30 as well, it’s just easier to do most before.

1. Attend college.

Getting bogged down with student loans is definitely a concern. However, college provides priceless experiences like meeting new friends, getting out of your comfort zone, and learning skills that will help land a sweet job. And, most employment will require this. Graduating will also give you a leg up on other people applying for a job.

2. Learn to cook for yourself.

There’s nothing quite as rewarding as making a home-cooked meal and receiving compliments from friends and family. Besides, cooking your own food ensures that you stay happy and healthy for the rest of your life since it always includes fresh ingredients (wink) but overall, it can be a fun hobby. You don’t have to become a gourmet cook unless you want to — think simple, straightforward, healthy meals.

3. Know your family history.

This gives you a chance to actually sit down and talk with your parents, grandparents, aunts and uncles while they’re still in your life. Also, you may be able to learn about a new culture and even plan a visit to where your family originated from.

I ended up visiting England last year. This is where my heritage comes from. It gave me a new sense of meaning and understanding.

4. Run a marathon.

“Running a marathon is one of those epic milestones,” Mort Nace, general manager of Medved Running and Walking Outfitters, tells USA Today. In doing so, you set goals, push yourself, build confidence, explore new places, and meet new people.

It’s also nice that for the rest of my life I can say I ran a marathon. Bragging rights.

5. Start a workout routine.

The sooner you start working out, the better chance you have in maintaining a set routine for the rest of your life. It should go without saying that exercise controls your weight, mood, decreases stress and prevents many negative health conditions and diseases.

Related: 5 Ways Personal Growth Makes Your Business Stronger

6. Start saving.

It may seem too early to think about your retirement. However, the sooner you start saving, the more money you’ll have when it’s time to enjoy your golden years. The money you save in your 20’s will equal millions by the time of your retirement.

I would start by setting up a retirement account and contributing monthly to it. Even if it’s $25 a month, it’s something and will help long term.

7. Improve your wine knowledge.

As you get older, you’re going to be invited to more events where wine will be served, so you don’t want to be intimidated. While it doesn’t mean that you have to become a sommelier, you should, however, learn the basics like general wine and food pairings or how to properly open a bottle of wine. I don’t even drink wine and I could tell you a lot about it.

8. Find your BFF.

It’s funny about friendship. When you’re younger everyone is your friend. As you get older, however, you realize you only really need a handful of friends. And, that most important friend is your bestie. You know. The person who knows everything about you and is still friends with you. Find a quality friend whom you enjoy and remember that friendships require effort. Put the time in so you have this important stabilizer in your life.

9. Land your dream job.

There’s something to be said about working various jobs since they can teach you a variety of skills. But, do you want to be doing all that change-up for the next 20 or 30 years? Find your dream job and make sure that you do all you can to secure it.

10. Find your cause.

Doing good for others makes you a stronger and more well-rounded individual. Find out what you care about and devote yourself to it — whether it’s throwing a fundraiser or volunteering at the local soup kitchen. I personally help with Open to Hope, it gives me a sense of meaning and worth.

11. Rage at a music festival.

While it would sound awesome to be 70 years old and attending an all day festival, chances are that you won’t be up for that. Enjoy the loud music and large crowds while you can. Even if you don’t like it, try it once.

12. Write a story.

Writing something like a fictional story can boost your creativity and help develop your writing skills, which in today’s fast-paced world of texting and tweeting could be in low supply.

Related: The 3 Personal Development Goals Successful People Pursue Habitually

13. Read, read, read.

Reading has several benefits like boosting your imagination, improving your communication skills, keeping your brain sharp and help you learn new things and experiences. Make reading a habit now and stick with it throughout your life. Here are a couple of my favorites.

14. Learn to get organized.

This may not sound like the sexiest of topics. But working on your organizational skills now will pay off later since it will reduce stress and save you a whole bunch of time and money.

15. Stop smoking.

We all make foolish mistakes when we’re younger. And, for many of us, that mistake is smoking. It might have been cool in college, but it’s not a habit that is good for your health or those around you. And it’s pretty pricey, too.

16. Indulge yourself in luxury at least once.

This doesn’t mean that you should max out your credit card. It does mean that you should enjoy the finer things every now and then, such as eating at an exclusive restaurant or purchasing a luxury item like a Gucci bag. It will help you to save and budget for the purchase and the experience or product will last for years. Don’t be that person that always has to have the best and spend away your “real money” for the future, but do make a splurge at least once. It will also motivate you in the future and push yourself for better.

17. Fail.

Yes, you read that correctly. Fail. And fail a lot. There’s no better way to learn, grow and drive yourself to succeed in the future than to fail. Fail fast and learn to pick yourself up fast as well.

I’ve failed countless times but it’s made me a much better person. Much easier to fail before 30 than after.

18. Learn how to network.

Building a network can be beneficial in both your personal and professional lives. For example, maybe you had drinks with a couple from Britain while they were visiting the U.S. Now you have a contact overseas. If you attend an industry event, you should be able to interact with influencers or employers and make an impression with them. If you need their assistance to advance your career, they’re only an email or phone call away. Networking rounds out your life.

Related: Why Business Ownership Is an Exercise in Personal Development

19. Sing in public.

Believe it or not, singing changes your brain. In fact, singing can make you happy and reduce depression or feeling lonely. If you have a fear of public speaking, there’s not a better way to overcome this fear than by singing your heart out in front of strangers during karaoke night. Sing so much that someone tells you to shut-up and you won’t be fearful again. Sing — even if you are really lousy at it. If you are truly too shy to do this — the shower is also a good option and so it belting out a tune in the car.

20. Travel by yourself.

This may sound frightening. But traveling by yourself will push you to get out of your shell, help you discover who you really are and have experiences that you probably wouldn’t have had if you traveled with someone else. It will also give you valuable thinking time.

21. Familiarize yourself with a foreign language.

I speak two languages and am learning another. If I can do it, you certainly can. You don’t have to become fluent in another language, though this would be the best option. You should, at least become somewhat acquainted with a foreign language. After all, this helps you learn about new cultures, exposes you to new people and helps you become more open-minded. The older you get, however, the more challenging (but not impossible) this will become.

22. Enjoy the outdoors.

There’s nothing as beautiful and inspiring as nature. Don’t take it for granted. Regardless if you’re just star-gazing, hiking or whitewater rafting, get outside as much as you can.

23. Rent a house with your friends.

Whether if it’s renting out a beach house or cabin for skiing, take the opportunity to spend as much time with your friends as possible. You probably won’t have too many times to relive these experiences. Besides, you may even learn how to budget as you set aside money for the rental. I personally like to do this at least once a year.

24. Get lost.

There’s really nothing like hopping in the car and just driving to some unknown location. You never know what kind of adventure you’ll run into. Eventually you have to abandon some of these types of opportunities once you have responsibilities like a family.

25. Go out on dates.

How else do you expect to meet Mr. or Mrs. Right? Best of all, you meet interesting people as well as enjoy the process of the dating scene before you do settle down. Stop worrying about having an awful boring night. Learn to enjoy whatever happens and have fun with it. So what if lightening doesn’t strike? Learn how to date well.

26. Pull several all-nighters.

No one is stopping you from partying hard after you’re 30. It’s just going to be a whole lot harder to recover. Get this out of your system while you can. This doesn’t have to be a binge of some kind. Go laser tag all night, dance all night, play pool, games or cards all night.

27. Get yourself out of debt.

Debt is bad. There’s really no other way to say it. Make sure you can pay off as much debt as you can so that you’ll be able to save for the future. This will help you be able to afford things like a home or car. Better yet, stay out of debt in the first place. Debt is a downer and a stressor you don’t need as a weight choking you and holding you back from great opportunities. Here are a few ways to save money.

28. Build your brand.

Thanks to Google and social media we all have a brand nowadays. If you aren’t working on becoming the top Google result when you search for yourself or have some sort activity on social media then you’re doing something very wrong for your business. Having a brand will help you network and potentially even land your dream job.

29. Move somewhere entirely new.

It’s scary as hell. But it will force you to get out of your comfort zone and experience everything from new cultures to meeting new people. Everyone should do this at least once and don’t let yourself go back to the comfort spot until you have made it in your new local. You won’t believe the difference in yourself.

Here’s to some of the best years of our lives.

I’d like to think that I’m a “it’s never too late” type of person. For example, it’s never to late to visit a foreign country, start a new career or learn a new skill. But, let’s be honest, there are a lot of things that you should accomplish before you turn 30. Why? Because you have the energy, time, and freedom to do so.

While I’m over 30 now, I can look back on things I did do and things I didn’t do and laugh.

While there could be hundreds of accomplishments that I could have listed, here are my essential 29 things that you should accomplish before you turn the big 30. As Nike would say, “Just Do It.” You will be glad you did.

Note: I still recommend doing most of these things after 30 as well, it’s just easier to do most before.

1. Attend college.

Getting bogged down with student loans is definitely a concern. However, college provides priceless experiences like meeting new friends, getting out of your comfort zone, and learning skills that will help land a sweet job. And, most employment will require this. Graduating will also give you a leg up on other people applying for a job.

2. Learn to cook for yourself.

There’s nothing quite as rewarding as making a home-cooked meal and receiving compliments from friends and family. Besides, cooking your own food ensures that you stay happy and healthy for the rest of your life since it always includes fresh ingredients (wink) but overall, it can be a fun hobby. You don’t have to become a gourmet cook unless you want to — think simple, straightforward, healthy meals.

3. Know your family history.

This gives you a chance to actually sit down and talk with your parents, grandparents, aunts and uncles while they’re still in your life. Also, you may be able to learn about a new culture and even plan a visit to where your family originated from.

I ended up visiting England last year. This is where my heritage comes from. It gave me a new sense of meaning and understanding.

4. Run a marathon.

“Running a marathon is one of those epic milestones,” Mort Nace, general manager of Medved Running and Walking Outfitters, tells USA Today. In doing so, you set goals, push yourself, build confidence, explore new places, and meet new people.

It’s also nice that for the rest of my life I can say I ran a marathon. Bragging rights.

5. Start a workout routine.

The sooner you start working out, the better chance you have in maintaining a set routine for the rest of your life. It should go without saying that exercise controls your weight, mood, decreases stress and prevents many negative health conditions and diseases.

Related: 5 Ways Personal Growth Makes Your Business Stronger

6. Start saving.

It may seem too early to think about your retirement. However, the sooner you start saving, the more money you’ll have when it’s time to enjoy your golden years. The money you save in your 20’s will equal millions by the time of your retirement.

I would start by setting up a retirement account and contributing monthly to it. Even if it’s $25 a month, it’s something and will help long term.

7. Improve your wine knowledge.

As you get older, you’re going to be invited to more events where wine will be served, so you don’t want to be intimidated. While it doesn’t mean that you have to become a sommelier, you should, however, learn the basics like general wine and food pairings or how to properly open a bottle of wine. I don’t even drink wine and I could tell you a lot about it.

8. Find your BFF.

It’s funny about friendship. When you’re younger everyone is your friend. As you get older, however, you realize you only really need a handful of friends. And, that most important friend is your bestie. You know. The person who knows everything about you and is still friends with you. Find a quality friend whom you enjoy and remember that friendships require effort. Put the time in so you have this important stabilizer in your life.

9. Land your dream job.

There’s something to be said about working various jobs since they can teach you a variety of skills. But, do you want to be doing all that change-up for the next 20 or 30 years? Find your dream job and make sure that you do all you can to secure it.

10. Find your cause.

Doing good for others makes you a stronger and more well-rounded individual. Find out what you care about and devote yourself to it — whether it’s throwing a fundraiser or volunteering at the local soup kitchen. I personally help with Open to Hope, it gives me a sense of meaning and worth.

11. Rage at a music festival.

While it would sound awesome to be 70 years old and attending an all day festival, chances are that you won’t be up for that. Enjoy the loud music and large crowds while you can. Even if you don’t like it, try it once.

12. Write a story.

Writing something like a fictional story can boost your creativity and help develop your writing skills, which in today’s fast-paced world of texting and tweeting could be in low supply.

Related: The 3 Personal Development Goals Successful People Pursue Habitually

13. Read, read, read.

Reading has several benefits like boosting your imagination, improving your communication skills, keeping your brain sharp and help you learn new things and experiences. Make reading a habit now and stick with it throughout your life. Here are a couple of my favorites.

14. Learn to get organized.

This may not sound like the sexiest of topics. But working on your organizational skills now will pay off later since it will reduce stress and save you a whole bunch of time and money.

15. Stop smoking.

We all make foolish mistakes when we’re younger. And, for many of us, that mistake is smoking. It might have been cool in college, but it’s not a habit that is good for your health or those around you. And it’s pretty pricey, too.

16. Indulge yourself in luxury at least once.

This doesn’t mean that you should max out your credit card. It does mean that you should enjoy the finer things every now and then, such as eating at an exclusive restaurant or purchasing a luxury item like a Gucci bag. It will help you to save and budget for the purchase and the experience or product will last for years. Don’t be that person that always has to have the best and spend away your “real money” for the future, but do make a splurge at least once. It will also motivate you in the future and push yourself for better.

17. Fail.

Yes, you read that correctly. Fail. And fail a lot. There’s no better way to learn, grow and drive yourself to succeed in the future than to fail. Fail fast and learn to pick yourself up fast as well.

I’ve failed countless times but it’s made me a much better person. Much easier to fail before 30 than after.

18. Learn how to network.

Building a network can be beneficial in both your personal and professional lives. For example, maybe you had drinks with a couple from Britain while they were visiting the U.S. Now you have a contact overseas. If you attend an industry event, you should be able to interact with influencers or employers and make an impression with them. If you need their assistance to advance your career, they’re only an email or phone call away. Networking rounds out your life.

Related: Why Business Ownership Is an Exercise in Personal Development

19. Sing in public.

Believe it or not, singing changes your brain. In fact, singing can make you happy and reduce depression or feeling lonely. If you have a fear of public speaking, there’s not a better way to overcome this fear than by singing your heart out in front of strangers during karaoke night. Sing so much that someone tells you to shut-up and you won’t be fearful again. Sing — even if you are really lousy at it. If you are truly too shy to do this — the shower is also a good option and so it belting out a tune in the car.

20. Travel by yourself.

This may sound frightening. But traveling by yourself will push you to get out of your shell, help you discover who you really are and have experiences that you probably wouldn’t have had if you traveled with someone else. It will also give you valuable thinking time.

21. Familiarize yourself with a foreign language.

I speak two languages and am learning another. If I can do it, you certainly can. You don’t have to become fluent in another language, though this would be the best option. You should, at least become somewhat acquainted with a foreign language. After all, this helps you learn about new cultures, exposes you to new people and helps you become more open-minded. The older you get, however, the more challenging (but not impossible) this will become.

22. Enjoy the outdoors.

There’s nothing as beautiful and inspiring as nature. Don’t take it for granted. Regardless if you’re just star-gazing, hiking or whitewater rafting, get outside as much as you can.

23. Rent a house with your friends.

Whether if it’s renting out a beach house or cabin for skiing, take the opportunity to spend as much time with your friends as possible. You probably won’t have too many times to relive these experiences. Besides, you may even learn how to budget as you set aside money for the rental. I personally like to do this at least once a year.

24. Get lost.

There’s really nothing like hopping in the car and just driving to some unknown location. You never know what kind of adventure you’ll run into. Eventually you have to abandon some of these types of opportunities once you have responsibilities like a family.

25. Go out on dates.

How else do you expect to meet Mr. or Mrs. Right? Best of all, you meet interesting people as well as enjoy the process of the dating scene before you do settle down. Stop worrying about having an awful boring night. Learn to enjoy whatever happens and have fun with it. So what if lightening doesn’t strike? Learn how to date well.

26. Pull several all-nighters.

No one is stopping you from partying hard after you’re 30. It’s just going to be a whole lot harder to recover. Get this out of your system while you can. This doesn’t have to be a binge of some kind. Go laser tag all night, dance all night, play pool, games or cards all night.

27. Get yourself out of debt.

Debt is bad. There’s really no other way to say it. Make sure you can pay off as much debt as you can so that you’ll be able to save for the future. This will help you be able to afford things like a home or car. Better yet, stay out of debt in the first place. Debt is a downer and a stressor you don’t need as a weight choking you and holding you back from great opportunities. Here are a few ways to save money.

28. Build your brand.

Thanks to Google and social media we all have a brand nowadays. If you aren’t working on becoming the top Google result when you search for yourself or have some sort activity on social media then you’re doing something very wrong for your business. Having a brand will help you network and potentially even land your dream job.

29. Move somewhere entirely new.

It’s scary as hell. But it will force you to get out of your comfort zone and experience everything from new cultures to meeting new people. Everyone should do this at least once and don’t let yourself go back to the comfort spot until you have made it in your new local. You won’t believe the difference in yourself.

Here’s to some of the best years of our lives.-

I’d like to think that I’m a “it’s never too late” type of person. For example, it’s never to late to visit a foreign country, start a new career or learn a new skill. But, let’s be honest, there are a lot of things that you should accomplish before you turn 30. Why? Because you have the energy, time, and freedom to do so.

While I’m over 30 now, I can look back on things I did do and things I didn’t do and laugh.

While there could be hundreds of accomplishments that I could have listed, here are my essential 29 things that you should accomplish before you turn the big 30. As Nike would say, “Just Do It.” You will be glad you did.

Note: I still recommend doing most of these things after 30 as well, it’s just easier to do most before.

1. Attend college.

Getting bogged down with student loans is definitely a concern. However, college provides priceless experiences like meeting new friends, getting out of your comfort zone, and learning skills that will help land a sweet job. And, most employment will require this. Graduating will also give you a leg up on other people applying for a job.

2. Learn to cook for yourself.

There’s nothing quite as rewarding as making a home-cooked meal and receiving compliments from friends and family. Besides, cooking your own food ensures that you stay happy and healthy for the rest of your life since it always includes fresh ingredients (wink) but overall, it can be a fun hobby. You don’t have to become a gourmet cook unless you want to — think simple, straightforward, healthy meals.

3. Know your family history.

This gives you a chance to actually sit down and talk with your parents, grandparents, aunts and uncles while they’re still in your life. Also, you may be able to learn about a new culture and even plan a visit to where your family originated from.

I ended up visiting England last year. This is where my heritage comes from. It gave me a new sense of meaning and understanding.

4. Run a marathon.

“Running a marathon is one of those epic milestones,” Mort Nace, general manager of Medved Running and Walking Outfitters, tells USA Today. In doing so, you set goals, push yourself, build confidence, explore new places, and meet new people.

It’s also nice that for the rest of my life I can say I ran a marathon. Bragging rights.

5. Start a workout routine.

The sooner you start working out, the better chance you have in maintaining a set routine for the rest of your life. It should go without saying that exercise controls your weight, mood, decreases stress and prevents many negative health conditions and diseases.

Related: 5 Ways Personal Growth Makes Your Business Stronger

6. Start saving.

It may seem too early to think about your retirement. However, the sooner you start saving, the more money you’ll have when it’s time to enjoy your golden years. The money you save in your 20’s will equal millions by the time of your retirement.

I would start by setting up a retirement account and contributing monthly to it. Even if it’s $25 a month, it’s something and will help long term.

7. Improve your wine knowledge.

As you get older, you’re going to be invited to more events where wine will be served, so you don’t want to be intimidated. While it doesn’t mean that you have to become a sommelier, you should, however, learn the basics like general wine and food pairings or how to properly open a bottle of wine. I don’t even drink wine and I could tell you a lot about it.

8. Find your BFF.

It’s funny about friendship. When you’re younger everyone is your friend. As you get older, however, you realize you only really need a handful of friends. And, that most important friend is your bestie. You know. The person who knows everything about you and is still friends with you. Find a quality friend whom you enjoy and remember that friendships require effort. Put the time in so you have this important stabilizer in your life.

9. Land your dream job.

There’s something to be said about working various jobs since they can teach you a variety of skills. But, do you want to be doing all that change-up for the next 20 or 30 years? Find your dream job and make sure that you do all you can to secure it.

10. Find your cause.

Doing good for others makes you a stronger and more well-rounded individual. Find out what you care about and devote yourself to it — whether it’s throwing a fundraiser or volunteering at the local soup kitchen. I personally help with Open to Hope, it gives me a sense of meaning and worth.

11. Rage at a music festival.

While it would sound awesome to be 70 years old and attending an all day festival, chances are that you won’t be up for that. Enjoy the loud music and large crowds while you can. Even if you don’t like it, try it once.

12. Write a story.

Writing something like a fictional story can boost your creativity and help develop your writing skills, which in today’s fast-paced world of texting and tweeting could be in low supply.

Related: The 3 Personal Development Goals Successful People Pursue Habitually

13. Read, read, read.

Reading has several benefits like boosting your imagination, improving your communication skills, keeping your brain sharp and help you learn new things and experiences. Make reading a habit now and stick with it throughout your life. Here are a couple of my favorites.

14. Learn to get organized.

This may not sound like the sexiest of topics. But working on your organizational skills now will pay off later since it will reduce stress and save you a whole bunch of time and money.

15. Stop smoking.

We all make foolish mistakes when we’re younger. And, for many of us, that mistake is smoking. It might have been cool in college, but it’s not a habit that is good for your health or those around you. And it’s pretty pricey, too.

16. Indulge yourself in luxury at least once.

This doesn’t mean that you should max out your credit card. It does mean that you should enjoy the finer things every now and then, such as eating at an exclusive restaurant or purchasing a luxury item like a Gucci bag. It will help you to save and budget for the purchase and the experience or product will last for years. Don’t be that person that always has to have the best and spend away your “real money” for the future, but do make a splurge at least once. It will also motivate you in the future and push yourself for better.

17. Fail.

Yes, you read that correctly. Fail. And fail a lot. There’s no better way to learn, grow and drive yourself to succeed in the future than to fail. Fail fast and learn to pick yourself up fast as well.

I’ve failed countless times but it’s made me a much better person. Much easier to fail before 30 than after.

18. Learn how to network.

Building a network can be beneficial in both your personal and professional lives. For example, maybe you had drinks with a couple from Britain while they were visiting the U.S. Now you have a contact overseas. If you attend an industry event, you should be able to interact with influencers or employers and make an impression with them. If you need their assistance to advance your career, they’re only an email or phone call away. Networking rounds out your life.

Related: Why Business Ownership Is an Exercise in Personal Development

19. Sing in public.

Believe it or not, singing changes your brain. In fact, singing can make you happy and reduce depression or feeling lonely. If you have a fear of public speaking, there’s not a better way to overcome this fear than by singing your heart out in front of strangers during karaoke night. Sing so much that someone tells you to shut-up and you won’t be fearful again. Sing — even if you are really lousy at it. If you are truly too shy to do this — the shower is also a good option and so it belting out a tune in the car.

20. Travel by yourself.

This may sound frightening. But traveling by yourself will push you to get out of your shell, help you discover who you really are and have experiences that you probably wouldn’t have had if you traveled with someone else. It will also give you valuable thinking time.

21. Familiarize yourself with a foreign language.

I speak two languages and am learning another. If I can do it, you certainly can. You don’t have to become fluent in another language, though this would be the best option. You should, at least become somewhat acquainted with a foreign language. After all, this helps you learn about new cultures, exposes you to new people and helps you become more open-minded. The older you get, however, the more challenging (but not impossible) this will become.

22. Enjoy the outdoors.

There’s nothing as beautiful and inspiring as nature. Don’t take it for granted. Regardless if you’re just star-gazing, hiking or whitewater rafting, get outside as much as you can.

23. Rent a house with your friends.

Whether if it’s renting out a beach house or cabin for skiing, take the opportunity to spend as much time with your friends as possible. You probably won’t have too many times to relive these experiences. Besides, you may even learn how to budget as you set aside money for the rental. I personally like to do this at least once a year.

24. Get lost.

There’s really nothing like hopping in the car and just driving to some unknown location. You never know what kind of adventure you’ll run into. Eventually you have to abandon some of these types of opportunities once you have responsibilities like a family.

25. Go out on dates.

How else do you expect to meet Mr. or Mrs. Right? Best of all, you meet interesting people as well as enjoy the process of the dating scene before you do settle down. Stop worrying about having an awful boring night. Learn to enjoy whatever happens and have fun with it. So what if lightening doesn’t strike? Learn how to date well.

26. Pull several all-nighters.

No one is stopping you from partying hard after you’re 30. It’s just going to be a whole lot harder to recover. Get this out of your system while you can. This doesn’t have to be a binge of some kind. Go laser tag all night, dance all night, play pool, games or cards all night.

27. Get yourself out of debt.

Debt is bad. There’s really no other way to say it. Make sure you can pay off as much debt as you can so that you’ll be able to save for the future. This will help you be able to afford things like a home or car. Better yet, stay out of debt in the first place. Debt is a downer and a stressor you don’t need as a weight choking you and holding you back from great opportunities. Here are a few ways to save money.

28. Build your brand.

Thanks to Google and social media we all have a brand nowadays. If you aren’t working on becoming the top Google result when you search for yourself or have some sort activity on social media then you’re doing something very wrong for your business. Having a brand will help you network and potentially even land your dream job.

29. Move somewhere entirely new.

It’s scary as hell. But it will force you to get out of your comfort zone and experience everything from new cultures to meeting new people. Everyone should do this at least once and don’t let yourself go back to the comfort spot until you have made it in your new local. You won’t believe the difference in yourself.

Here’s to some of the best years of our lives.

I’d like to think that I’m a “it’s never too late” type of person. For example, it’s never to late to visit a foreign country, start a new career or learn a new skill. But, let’s be honest, there are a lot of things that you should accomplish before you turn 30. Why? Because you have the energy, time, and freedom to do so.

While I’m over 30 now, I can look back on things I did do and things I didn’t do and laugh.

While there could be hundreds of accomplishments that I could have listed, here are my essential 29 things that you should accomplish before you turn the big 30. As Nike would say, “Just Do It.” You will be glad you did.

Note: I still recommend doing most of these things after 30 as well, it’s just easier to do most before.

1. Attend college.

Getting bogged down with student loans is definitely a concern. However, college provides priceless experiences like meeting new friends, getting out of your comfort zone, and learning skills that will help land a sweet job. And, most employment will require this. Graduating will also give you a leg up on other people applying for a job.

2. Learn to cook for yourself.

There’s nothing quite as rewarding as making a home-cooked meal and receiving compliments from friends and family. Besides, cooking your own food ensures that you stay happy and healthy for the rest of your life since it always includes fresh ingredients (wink) but overall, it can be a fun hobby. You don’t have to become a gourmet cook unless you want to — think simple, straightforward, healthy meals.

3. Know your family history.

This gives you a chance to actually sit down and talk with your parents, grandparents, aunts and uncles while they’re still in your life. Also, you may be able to learn about a new culture and even plan a visit to where your family originated from.

I ended up visiting England last year. This is where my heritage comes from. It gave me a new sense of meaning and understanding.

4. Run a marathon.

“Running a marathon is one of those epic milestones,” Mort Nace, general manager of Medved Running and Walking Outfitters, tells USA Today. In doing so, you set goals, push yourself, build confidence, explore new places, and meet new people.

It’s also nice that for the rest of my life I can say I ran a marathon. Bragging rights.

5. Start a workout routine.

The sooner you start working out, the better chance you have in maintaining a set routine for the rest of your life. It should go without saying that exercise controls your weight, mood, decreases stress and prevents many negative health conditions and diseases.

Related: 5 Ways Personal Growth Makes Your Business Stronger

6. Start saving.

It may seem too early to think about your retirement. However, the sooner you start saving, the more money you’ll have when it’s time to enjoy your golden years. The money you save in your 20’s will equal millions by the time of your retirement.

I would start by setting up a retirement account and contributing monthly to it. Even if it’s $25 a month, it’s something and will help long term.

7. Improve your wine knowledge.

As you get older, you’re going to be invited to more events where wine will be served, so you don’t want to be intimidated. While it doesn’t mean that you have to become a sommelier, you should, however, learn the basics like general wine and food pairings or how to properly open a bottle of wine. I don’t even drink wine and I could tell you a lot about it.

8. Find your BFF.

It’s funny about friendship. When you’re younger everyone is your friend. As you get older, however, you realize you only really need a handful of friends. And, that most important friend is your bestie. You know. The person who knows everything about you and is still friends with you. Find a quality friend whom you enjoy and remember that friendships require effort. Put the time in so you have this important stabilizer in your life.

9. Land your dream job.

There’s something to be said about working various jobs since they can teach you a variety of skills. But, do you want to be doing all that change-up for the next 20 or 30 years? Find your dream job and make sure that you do all you can to secure it.

10. Find your cause.

Doing good for others makes you a stronger and more well-rounded individual. Find out what you care about and devote yourself to it — whether it’s throwing a fundraiser or volunteering at the local soup kitchen. I personally help with Open to Hope, it gives me a sense of meaning and worth.

11. Rage at a music festival.

While it would sound awesome to be 70 years old and attending an all day festival, chances are that you won’t be up for that. Enjoy the loud music and large crowds while you can. Even if you don’t like it, try it once.

12. Write a story.

Writing something like a fictional story can boost your creativity and help develop your writing skills, which in today’s fast-paced world of texting and tweeting could be in low supply.

Related: The 3 Personal Development Goals Successful People Pursue Habitually

13. Read, read, read.

Reading has several benefits like boosting your imagination, improving your communication skills, keeping your brain sharp and help you learn new things and experiences. Make reading a habit now and stick with it throughout your life. Here are a couple of my favorites.

14. Learn to get organized.

This may not sound like the sexiest of topics. But working on your organizational skills now will pay off later since it will reduce stress and save you a whole bunch of time and money.

15. Stop smoking.

We all make foolish mistakes when we’re younger. And, for many of us, that mistake is smoking. It might have been cool in college, but it’s not a habit that is good for your health or those around you. And it’s pretty pricey, too.

16. Indulge yourself in luxury at least once.

This doesn’t mean that you should max out your credit card. It does mean that you should enjoy the finer things every now and then, such as eating at an exclusive restaurant or purchasing a luxury item like a Gucci bag. It will help you to save and budget for the purchase and the experience or product will last for years. Don’t be that person that always has to have the best and spend away your “real money” for the future, but do make a splurge at least once. It will also motivate you in the future and push yourself for better.

17. Fail.

Yes, you read that correctly. Fail. And fail a lot. There’s no better way to learn, grow and drive yourself to succeed in the future than to fail. Fail fast and learn to pick yourself up fast as well.

I’ve failed countless times but it’s made me a much better person. Much easier to fail before 30 than after.

18. Learn how to network.

Building a network can be beneficial in both your personal and professional lives. For example, maybe you had drinks with a couple from Britain while they were visiting the U.S. Now you have a contact overseas. If you attend an industry event, you should be able to interact with influencers or employers and make an impression with them. If you need their assistance to advance your career, they’re only an email or phone call away. Networking rounds out your life.

Related: Why Business Ownership Is an Exercise in Personal Development

19. Sing in public.

Believe it or not, singing changes your brain. In fact, singing can make you happy and reduce depression or feeling lonely. If you have a fear of public speaking, there’s not a better way to overcome this fear than by singing your heart out in front of strangers during karaoke night. Sing so much that someone tells you to shut-up and you won’t be fearful again. Sing — even if you are really lousy at it. If you are truly too shy to do this — the shower is also a good option and so it belting out a tune in the car.

20. Travel by yourself.

This may sound frightening. But traveling by yourself will push you to get out of your shell, help you discover who you really are and have experiences that you probably wouldn’t have had if you traveled with someone else. It will also give you valuable thinking time.

21. Familiarize yourself with a foreign language.

I speak two languages and am learning another. If I can do it, you certainly can. You don’t have to become fluent in another language, though this would be the best option. You should, at least become somewhat acquainted with a foreign language. After all, this helps you learn about new cultures, exposes you to new people and helps you become more open-minded. The older you get, however, the more challenging (but not impossible) this will become.

22. Enjoy the outdoors.

There’s nothing as beautiful and inspiring as nature. Don’t take it for granted. Regardless if you’re just star-gazing, hiking or whitewater rafting, get outside as much as you can.

23. Rent a house with your friends.

Whether if it’s renting out a beach house or cabin for skiing, take the opportunity to spend as much time with your friends as possible. You probably won’t have too many times to relive these experiences. Besides, you may even learn how to budget as you set aside money for the rental. I personally like to do this at least once a year.

24. Get lost.

There’s really nothing like hopping in the car and just driving to some unknown location. You never know what kind of adventure you’ll run into. Eventually you have to abandon some of these types of opportunities once you have responsibilities like a family.

25. Go out on dates.

How else do you expect to meet Mr. or Mrs. Right? Best of all, you meet interesting people as well as enjoy the process of the dating scene before you do settle down. Stop worrying about having an awful boring night. Learn to enjoy whatever happens and have fun with it. So what if lightening doesn’t strike? Learn how to date well.

26. Pull several all-nighters.

No one is stopping you from partying hard after you’re 30. It’s just going to be a whole lot harder to recover. Get this out of your system while you can. This doesn’t have to be a binge of some kind. Go laser tag all night, dance all night, play pool, games or cards all night.

27. Get yourself out of debt.

Debt is bad. There’s really no other way to say it. Make sure you can pay off as much debt as you can so that you’ll be able to save for the future. This will help you be able to afford things like a home or car. Better yet, stay out of debt in the first place. Debt is a downer and a stressor you don’t need as a weight choking you and holding you back from great opportunities. Here are a few ways to save money.

28. Build your brand.

Thanks to Google and social media we all have a brand nowadays. If you aren’t working on becoming the top Google result when you search for yourself or have some sort activity on social media then you’re doing something very wrong for your business. Having a brand will help you network and potentially even land your dream job.

29. Move somewhere entirely new.

It’s scary as hell. But it will force you to get out of your comfort zone and experience everything from new cultures to meeting new people. Everyone should do this at least once and don’t let yourself go back to the comfort spot until you have made it in your new local. You won’t believe the difference in yourself.

Here’s to some of the best years of our lives